- basescenario, taking into account, among macroparameters annual refinancing rate and the exchange rate of the ruble against major currencies at a predetermined value.Scenario modeling is implemented using Business Intelligence includes the following scenarios: Most productive to date is to use the methodology of engineering business processes based on the balanced scorecard ( BSC ). Tasks integrated strategic planning and stress - testing the prospects of implementing the strategy of the credit institution can be solved on the basis of dynamic model created in the BI- system that provides accounting overall development objectives of the bank and its possibilities for development of offices and branches.
- to create operational training local and summary reports.- to create automation of management accounting.- to increase the credibility of the information, conclusions and guarantees provided by the management of the credit institution.- to improve efficiency and quality checks.- to ensure transparency of internal audit, including audit committee members.- to use of standardized methods and rules of planning, implementation, documentation, audit and the formation of audit reports.Today the use of BI- systems in credit institutions, in addition to solving the problem of the organization of effective use of resources, forms and provides a holistic functional internal control system, which is using: More detail on the application of business intelligence in financial and credit institutions. This phenomenon is due to the fact that companies operating in the above areas of business, accumulated large amounts of data (tens of terabytes), and the use of business intelligence necessary for effective analysis and decision making, as BI- system helps companies to improve handling and gain a competitive advantages. According to the company Т-Adviser, mainly business intelligence system used in highly competitive industries : finance, retail, distribution, oil and energy, pharmaceuticals and telecommunications. - data analysis tools (Data Mining, OLAP)īI- systems evolve at a rapid pace, respectively expands the scope of their practical application.- ETL (Extract Transform Load) - a set of integration tools, performing the task of collecting, transformation, and data consolidation.
- DWH (Data WareHouse) - is responsible for storing data.- Means presentation data visualization.Speaking of information technology in modem BI- system usually distinguish the following basic components: - knowledge of the business, obtained in -depth analysis of detailed data and consolidated information.- information technology ( methods and tools ) data collection and consolidation of information and provide business users access to knowledge.To date, there is the following definition of business intelligence as process of converting data into information and knowledge of the business to support improved decisionmaking and informal The widespread acceptance of the term " business intelligence " was 30 years later when, in 1989, the famous Gartner analyst Howard Dresner proposed using BI as an umbrella term for a variety of technologies for decision support. The term " business intelligence " first appeared in 1958 in the article «А Business Intelligence System». Key words: business intelligence system, analysis, managerial accounting Application of Business Intelligence allows to quickly and efficiently integrate and analyze large amounts of data that provides businesses with competitive advantage. Capabilities of business intelligence to consolidate various unstructured information allows us to implement these factors into account with minimal time spent. Feature analysis of the bank is the cash-flow analysis in conjunction with the consideration of the fact that the organization carries out its activities in the field of high risks.
Leader in the application of BI systems are credit institutions. Development of IT-infrastructure allows the use of sophisticated information and analytical systems - business intelligence for the financial analysis of the organization and implementation of management accounting.